This research evaluates the technologies, solutions, and services for current payment options. It analyzes the companies involved including solution providers, network operators, service providers, and finanical institutions. The research also predicts the future of payment systems 2012 to 2017 with an emphasis on mobile wallet solutions, ecosystem, and value chain. The report includes case study analysis of payments in India. This research is must reading for anyone involved in mobile commerce, especially those focused on payments, banking, and financial settlements.